No-Fault Claim Form

No-Fault Claim Form NYS

To register a car in New York, you must have auto insurance that includes no-fault coverage.

No-fault insurance pays your medical bills and reimburses you for lost earnings and other costs you incur if you’re hurt in a traffic accident, even if you caused it. Which means your own insurance compensates you for injuries you sustain in your own car, either as the driver or a passenger, so that you don’t have to wait on or negotiate with other parties involved in the crash. It beats haggling over who’s to blame and who should compensate whom.

There are a couple of catches, though.

No-fault benefits don’t cover vehicle damage or compensate you for pain and suffering. And you must apply for them by completing and submitting a three-page form—the New York Motor Vehicle No-Fault Insurance Law Application for Motor Vehicle No-Fault Benefits—within 30 days of the accident.

We urge you not to submit this form until a personal injury attorney familiar with the details of your case has reviewed it. There’s more you need to know about the no-fault insurance application than just how to fill it out.

Download the no-fault form.


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