No-Fault Independent Medical Examinations (IME)
After you’ve been injured in a car accident, your New York No-Fault insurance may require you to complete a few steps in order to receive compensation. One of these steps includes attending an independent medical examination (IME).
Oftentimes, the No-Fault insurance company will send you to this type of medical examination to evaluate your injuries and treatment and may use the report to limit future treatment or benefits.
The car accident lawyers at William Mattar Law Offices are familiar with these steps, and we want to help you increase your chances of getting the benefits you need.
Your Independent Medical Examination
If you’ve been scheduled for an IME, it’s important that you keep these guidelines in mind:
- You must attend the examination.
The terms of the No-Fault insurance policy require you to cooperate with the No-Fault carrier. If you decide not to go to your examination, you may forfeit your insurance benefits, including your lost wage payments and medical bill coverage.
- You must notify the No-Fault carrier if you can’t make the appointment.
Whether it’s because of lack of transportation or a scheduling issue, you must alert the insurance carrier if you can’t make the scheduled examination. You may be able to reschedule, but some providers may require you to attend the original appointment.
- You may be able to appeal a denial.
After you attend your IME, you doctor will write a report that will be used by the insurance company to determine if you’re eligible for benefits. If you’re denied, an attorney may be able to help you appeal the decision.
William Mattar Knows No-Fault Insurance
The New York State personal injury lawyers at William Mattar know there are many rules when it comes to No-Fault insurance, and it’s vital that you follow them as closely as you can after you’ve been injured. If you miss a step, you could compromise your chance of getting the money you need. To learn more about filing a claim for No-Fault insurance benefits, contact us at (844) 444-4444 or fill out a free initial consultation form.