Why File a Personal-Injury Claim after a Car Accident?

If you’ve been injured in a car accident, it may be in your interest to take the following steps as soon as possible:

• Request a copy of the police report
• Seek medical attention
• File a claim with your car insurance company.
• File a claim with the at-fault person’s car insurance company.

These are first steps toward being compensated for the pain and suffering you have and will endure, the medical expenses you’ve incurred, and the wages you’ve lost. New York is a no-fault state, so multiple insurance companies likely will be involved.

How Involved is Filing a Claim?

Reporting an accident is easy and should be done promptly so you do not miss out on insurance coverage. Though injuries can appear long after an accident, reporting the accident to all relevant insurance companies is important to ensure that you comply with contract requirements and other regulations.

Just be aware that most insurance companies won’t necessarily offer a bodily injury settlement that is in your best interests.

When to Involve an Attorney

A lawyer experienced with automobile accident laws can help you

• determine how much compensation is appropriate given your pain and suffering; 
• ascertain if you are being offered a fair settlement; and
• decide whether it is in your best interest to file a lawsuit.

To Sue or Not to Sue

The goal of negotiations is reaching a settlement. Knowing what’s a fair settlement offer is vital. It will depend on an array of factors, including the severity and duration of your symptoms and limitations, and the degree of emotional and physical anguish. 

If the insurance company fails to make a bodily injury liability offer that fully accounts for past and future pain and suffering, you may want to consider filing a lawsuit against the liable parties. Whether to file a lawsuit can be a complicated decision. Some lawsuits last many years, while others may be settled soon after commencement. Ultimately, the decision whether to sue should be made based on the unique circumstances of the case.

Hire an Attorney With Experience. Call William Mattar, P.C.

A reliable and experienced auto-injury attorney can help you maximize compensation by aiding settlement negotiations and, potentially, taking the case to court. Hire an attorney with experience. Call William Mattar P.C., at (844) 444-4444. We’re here to help.