No-fault auto insurance covers drivers in NYC and throughout the state of New York. These policies pay for some accident-related damages regardless of which driver is “at-fault”. In most cases, passengers suffering injuries have 30 days from the time of the accident to file a claim. It is important to note that a no-fault insurance claim is distinct and separate from a bodily injury claim.
If the driver of the car in which you were a passenger caused the accident, you are entitled to file a claim with the insurance company.
No-fault insurance laws preclude injured passengers from bringing lawsuits to obtain compensation for pain, suffering or other damages unless that passenger has suffered serious injuries, as defined in New York Insurance Law Section 5102(d).
A passenger sustaining injuries due to the negligence of their driver or another driver may be entitled to receive compensation for damages. There are time constraints on when you can file a claim. It is imperative you call William Mattar as soon as possible. We will schedule a free initial consultation with a personal injury attorney.
New York’s no-fault insurance laws are complex and can involve other legal concepts such as comparative negligence and contributory negligence. In addition, NY accident laws are vague when it comes to insurance companies agreeing on what constitutes a “serious” injury. Talk to one of our car accident attorneys to learn about how we may be able to help obtain compensation.