How to Protect Yourself From Underinsured Motorists

March 24, 2014

After New York car crashes, the responsible party’s insurance policy typically covers expenses associated with vehicle damage, medical bills, and other losses. But what happens when the driver who causes a crash is not properly insured? Are the victims left to fend for themselves?

The Buffalo Car Accident Lawyers with William Mattar Law Offices explain that shouldn’t be the case if you have insurance on your vehicle. This is because New York State has a “No Fault Insurance” law.

The New York Department of Financial Services explains the “No Fault” law requires insurance companies to cover certain expenses associated with car accidents, regardless of who was at fault. Some of those expenses include medical bills, lost wages, and transportation costs from traveling for treatment.

It is also wise to carry Supplemental Underinsured Motorist Coverage to protect yourself and your passengers from not being covered for damages caused by drivers who are not insured or do not carry enough insurance.

William Mattar’s team of personal injury attorneys is aware that you may have many questions following an accident where one vehicle wasn’t properly insured, and we are here to help. Call us today at (844) 444-4444 to discuss your legal options with one of our professionals today!