Are you planning on moving to New York? According to the New York State Department of Motor Vehicles, you can bring just about everything with you, except for your out-of-state car insurance coverage. In order to register your vehicle in New York State, you must have New York auto liability insurance coverage.
Out-of-state insurance is not accepted when you relocate to New York State, so it’s recommended that you change your car insurance and vehicle registration as soon as you arrive.
While relocating to a new state can be stressful, it’s important to remember to comply with the New York Vehicle and Traffic Law.
However, changing your car insurance policy is normally fairly easy, and could be as easy as simply calling your current insurance provider and notifying them that you’ve moved, as long as the insurance company is authorized to transact the business of insurance in New York.
It might be worthwhile to shop around for a new insurance policy depending on available rates. You may even get a lower rate.
Updating your insurance and registration requires a few more steps and likely a trip to the DMV, but can be easily accomplished if you take required steps.
According to Vehicle and Traffic Law Section 250 (5), the term “resident” means “one who lives in this state with the intention of making it a fixed and permanent abode. It shall be presumptive evidence that a person who maintains a place of abode in this state for a period of at least ninety days is a resident of this state.” According to the New York DMV, students from other states or countries who attend school in New York are not normally considered residents. The question of residency, however, is very fact-specific and it is sometimes difficult to generalize.
At William Mattar P.C., we focus on helping people who sustained personal injuries after motor vehicle accidents. With more than 25 years of experience representing thousands of injured victims like you, we know auto accident law.
If you were injured in a car accident involving a motorist with out-of-state insurance, we’re happy to take a look at your case to see if we can help!