September 23, 2013
During the time drivers spend on the road, they are likely to eventually be involved in some sort of motor vehicle collision. Many drivers suffer significant injuries as well as serious vehicle damage. The New York Car Accident Lawyers with William Mattar Law Offices say these damages can often leave accident victims questioning if they should file claims with their insurance companies.
The Buffalo News recently addressed this issue, stating that filing a claim with your insurer is the best thing to do if a vehicle or property other than your own is involved in an accident. Insurance policies are designed to protect policyholders from liability in the event of an accident. Filing a claim is the only way to take advantage of this benefit. Furthermore, damage to a vehicle or property may look insignificant, but repairs may be quite costly.
The Insurance Institute for Highway Safety conducted crash testing of 14 different pairings of vehicles at speeds of less than 10 miles per hour and found a majority resulted in more than $3,000 worth of damages. That’s more than six times higher than the typical $500 accident deductible.
William Mattar’s team of Buffalo Personal Injury Lawyers explain that once your claim is filed and damages are assessed, it is important to agree only to settle property damage claims to protect your legal rights to file a personal injury claim.