The insurance claims process in New York can leave you with insufficient compensation for your injuries. Allstate, like other insurers, can sometimes try to make low offers and delay payments, leaving victims struggling to cover the expenses their injuries have caused.
At William Mattar Law Offices, our lawyers handle an Allstate injury claim with experienced legal support. We know how to effectively pursue all avenues of compensation.
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Why Should I Hire A Lawyer For an Allstate Injury Claim?
Allstate, like all businesses, is a business wanting to protect its bottom line. That can sometimes mean undervaluing claims and delaying payment. In this scenario, a lawyer can prove a dedicated ally when attempts to recover fair compensation become challenging, offering the benefits of:
- Experience: Our lawyers have years of experience dealing with insurance companies, including Allstate. We understand their tactics and how to counter them to secure a favorable settlement for your accident injuries.
- Legal knowledge: The legal system is complex and confusing, especially after suffering catastrophic accident injuries. Our experienced lawyers understand filing deadlines, enabling you to confidently pursue compensation without added stress.
- Aggressive negotiation: Insurance adjusters are relentless in their goal to minimize payments, but our lawyers are just as determined to maximize them. We can effectively negotiate, fighting for maximum compensation for your injuries and losses.
- Courtroom advocacy: Whether through a personal injury lawsuit or due to the unwillingness of an insurance company to offer a fair settlement, our lawyers are ready and able to take your case to court. We will present strong evidence and arguments to recover the compensation you deserve.
These benefits begin during the initial consultation and don't stop until your case is resolved. As someone suffering from accident injuries, there may be no greater value than the peace of mind knowing that your legal rights are protected and you have a dedicated team fighting for your best interests.
What Can a Lawyer Help With?
Bodily Injury
In New York, every driver is required to have bodily injury liability coverage. This insurance aims to compensate you for injuries caused by the policyholder's negligent action. To reduce expenses, the insurance company may try to argue that you were at fault or injured before the accident.
Personal injury lawyers, like the experienced professionals at William Mattar Law Offices, can help gather evidence supporting your claim. Using this evidence, we can build a strong case and negotiate with insurance adjusters for fair compensation up to the policy limits.
Auto and Motorcycle Accidents
Our car accident lawyers have extensive experience with claims for auto and motorcycle crashes. We know how to build a strong case to secure maximum compensation for your injuries.
Accident Insurance
The insurance company may dispute supplemental coverage for accidents. From undervaluing injuries to denying coverage based on contorted interpretations of the policy, recovering compensation to reduce growing medical expenses is not always easy.
Our personal injury law firm stands up to all insurers, including Allstate. We are focused on helping you recover the compensation your policy promised when it was purchased. Through careful evaluation and aggressive negotiation, our lawyers have already helped countless accident survivors recover the compensation they deserve.
Personal Injury Lawsuits
A personal injury claim may require filing a lawsuit to recover all available compensation.To recover maximum compensation, trust a lawyer to present strong evidence supporting your claims. We know how stressful these cases can be and are dedicated to making the process as hassle-free as possible.
Is Filing an Insurance Claim Hard?
Anyone who has tried to handle an insurance claim on their own knows firsthand how hard it can be. Filing against Allstate is no exception. Challenges injured parties face may include:
- Denial of compensation: The insurance company may claim that you are not eligible for compensation due to your own negligence, even if they are obligated to pay under the terms of their policy.
- Underestimation of injuries: To save money, the insurer may undervalue your injuries and offer a settlement that does not fully cover your pain and suffering.
- Delayed payments: Insurance companies often delay payment in hopes that you will accept a lower settlement out of desperation. This can leave injured parties struggling with mounting medical bills and lost wages.
- Missed filing deadlines: There are strict deadlines for filing insurance claims, and the insurance company may use this to their advantage by denying your claim if it is not filed within a certain timeframe.
These difficulties don't just put a financial strain on injured parties. They also cause emotional distress and frustration. Overwhelmed and fighting the physical pain of recovery, it's easy to see why so many people struggle to recover the compensation they need to recover.
Contact an experienced lawyer today for support in overcoming these challenging obstacles to receiving a fair settlement. With their help, you can better understand what steps to take to maximize your chances of success.
How Do I File an Allstate Injury Claim?
Filing a claim requires evidence, patience, and a whole lot of paperwork. Those struggling to perform basic tasks, let alone navigate complicated insurance processes, may benefit from having a lawyer help with the process, which can include:
- Submitting the correct documentation: Each accident claim may require specific documentation, including police reports, medical records, and witness statements. Missing any of these could result in a delay or denial of your claim.
- Providing strong evidence: The insurance company will need evidence to support your claim. You must provide detailed information about the accident, including photos, medical bills, and any other relevant documents. A lawyer can help you gather and organize this evidence to strengthen your case.
- Telling your story: Along with evidence, you will need to provide a detailed account of when and where the accident occurred. You will also need to provide information about the circumstances of the accident and how it has affected your quality of life.
Once completed, these initial steps start the claims process. During this process, you can expect an insurance adjuster to:
- Conduct a thorough investigation: This may include interviewing witnesses, reviewing medical records, and analyzing the accident scene.
- Make a settlement offer: If the company accepts liability for your injuries, they will likely make a settlement offer. However, it may be significantly lower than you need or are entitled to.
The time it takes to complete this process isn't predictable. Considerations that affect the duration of a claim include:
- The complexity of your injuries and their impact on your daily life.
- The company’s willingness to cooperate and negotiate.
- The strength of evidence provided in support of your claim.
- The type of insurance the at-fault party carries and their willingness to be truthful in the claims process.
Hiring a lawyer can keep the claims process on track. They can mitigate potential obstacles as they arise, leading to quicker resolutions and a higher chance of recovering maximum compensation for your injuries.
What Damages Can An Injury Claim Cover?
A claim may cover multiple types of damages depending on the policy, including:
- Medical expenses: No-fault insurance covers medical expenses, including hospital stays, surgery costs, and ongoing treatments. A lawyer can help you understand how the policy may cover your specific medical needs.
- Lost wages: If your injuries prevent you from working, you can seek compensation for lost wages or earning potential not covered by no-fault insurance. Talk to a lawyer to understand what evidence you need to show to support this aspect of your claim.
- Property damages: If the accident damages your personal property, such as a vehicle or home, the insurer may cover the cost of repairs or replacement. Property damage in injury claims can be complex, so having a lawyer review your case can ensure you receive fair compensation.
- Pain and suffering: Some insurance claims may cover pain and suffering. This damage is calculated based on the severity of injuries, the impact on your daily life, and other considerations. A lawyer can help you determine how much this may add to your compensation.
You may need to file a personal injury lawsuit to recover compensation for damages. William Mattar, P.C. can help you in this and multiple other claims processes.
Allstate Injury Claim FAQs
Why is my initial Allstate settlement offer so low?
The adjuster likely failed to consider all available evidence and damages in their initial offer. They may also be trying to downplay the severity of your injuries to avoid paying more than they want to. A lawyer can review your offer and provide insight into whether it is fair or requires further negotiation.
What happens if the insurance company denies my claim?
If your claim is denied, you have the right to appeal. A lawyer can help you navigate this process and increase your chances of securing a favorable outcome.
How much does it cost to hire a lawyer?
William Mattar, P.C., like most personal injury lawyers, works on a contingency fee basis. This provides accident survivors and their families experienced legal representation without any up-front fees. When our firm secures compensation for your damages and losses, we take our fee directly from the settlement or award. Please contact our office for more information regarding our contingency fee retainer agreement.
Why is it taking so long to process my Allstate injury claim?
The insurance company may be dragging its feet, hoping to wear down claimants or find ways to reduce their liability. Hiring a lawyer can keep the process going at an appropriate pace for the complexity of your case, preventing any insurance company from prolonging the process unnecessarily.
Can I receive more than the policy coverage?
While you can't recover more than a policy will allow, you can seek additional financial compensation for damages through a personal injury lawsuit. This can help you recover a fuller extent of economic and non-economic damages, not already covered by other forms of compensation.
Get Help Filing an Allstate Injury Claim With William Mattar Law Offices
Dealing with Allstate after an accident can sometimes seem overwhelming. Moreover, it isn't something you want to be doing when struggling to recover from your injuries. Let William Mattar Law Offices take charge of your claim process so you can focus on healing and moving forward with your life.
Contact us today to schedule a free consultation and learn more about how we can help you maximize your compensation for an injury claim.